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Back Dasar Investasi Tips : Strategi Keuangan Bagi Pasangan Muda

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Tips : Strategi Keuangan Bagi Pasangan Muda

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strategi-keuanganAgar kehidupan pernikahan Anda bebas dari pertengkaran soal uang, tetapkan strategi dalam mengelola keuangan(manajemen keuangan) keluarga.

Berikut ini merupakan beberapa tips untuk mengatur strategi keuangan bagi pasangan muda :

1. Bangun kejujuran

Anda berdua sebaiknya bersikap jujur dan terbuka mengenai jumlah pendapatan setiap bulan(hubungi jasa konsultasi dengan akuntan / akuntan keuangan), termasuk pos lain selain gaji. Jujur bukan hanya dalam hal jumlah penghasilan, tetapi juga mengenai kebiasaan berbelanja.

2. Atur pos-pos pengeluaran

Sepakati jumlah pos uang bersama, berapa dana yang digunakan untuk membiayai keperluan rumah tangga, berapa persen untuk tabungan, berapa yang dipakai untuk investasi (termasuk asuransi) cobalah minta konsultasi kepada akuntan publik.

3. Tetapkan target

Evaluasi anggaran pendapatan dan pengeluaran keluarga secara berkala. Buatlah rencana pencapaian jangka panjang dan diskusikan cara mencapainya (akuntan publik).

4. Tunjuk manajer Finansial

Jika Anda merasa tidak pandai mengatur uang dan termasuk tipe yang boros jika memegang uang, mintalah suami untuk menjadi manajer finansial dalam keluarga. Tak ada salahnya meminta bantuan jasa konsultasi keuangan(akuntan/akuntan keuangan) untuk meminta saran dalam mengatur keuangan keluarga.

5. Bijaksana memakai uang

Bersikaplah bijaksana dalam mengelola keuangan(manajemen keuangan) bersama, jangan membeli barang yang tidak diperlukan, apalagi sampai memakai uang yang sedianya dipakai untuk membiayai kebutuhan rumahtangga.

Sumber : http://blog.glodoksmart.com

 

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